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Samuel Phillips Law Blog

Residential Property

Residential Property

Sam and Phil’s family is expanding! What do they need to know before selling their home?

Sam and Phillip have found themselves at a crossroads as their family is expanding and they are expecting a child. With the arrival of their first child, their cosy home is now cramped, and they are looking to purchase a larger family home.

Residential Property

Farewell to Multiple Dwelling Relief

The budget has been now been released by the Government. What is 'multiple dwelling relief'? And how will this effect you?

Residential Property

Sam and Phillip decide to buy their first home – What are their next steps?

We follow the journey of Sam and Phillip, an unmarried couple who are thinking about buying their first home. Here are some helpful tips to think about when going through the process.

Residential Property

Options to release equity in your property.

Equity release is a way to unlock the value of your property and turn it into cash. You can do this via a number of policies if you are 55+.

Residential Property

Bank of Mum and Dad

The Bank of England has revealed that first-time buyers who have access to the “Bank of Mum and Dad” have a 10-year head start over those who do not when purchasing a house.

Residential Property

Understanding Covenants: Importance and Implications

Understanding what covenants are and why they are important is crucial for property owners, occupiers, and prospective buyers.

Residential Property

Base Rate Rise – what does this mean for your mortgage?

The Bank of England have today announced a further increase in the Base Rate to 5%.

Residential Property

Welcome to Perfect Portal

Residential Conveyancing clients at Samuel Phillips Law will now be able to review and electronically sign relevant documents quickly and securely straight from our portal and mobile app.  

Residential Property

The Return of the 100 % Mortgage

Skipton Building Society has announced the launch of its new mortgage product that will allow homebuyers to borrow 100 % of a property value to get onto the property ladder.

Residential Property

Samuel Phillips Law proudly supporting inaugural National Conveyancing Week

Samuel Phillips Law is proud to support National Conveyancing Week to raise the profile of organisations who conduct property transactions

Residential Property

Schemes for First Time Buyers: Forces Help to Buy

As we near the end of the Help to Buy Equity Loan Scheme, we take a look at some of the other schemes available to First Time Buyers. This week’s pick is Forces Help to Buy.

Residential Property

Schemes for First Time Buyers: The Mortgage Guarantee Scheme

With only a month to go until the end of the Help to Buy Equity Loan Scheme, we take a look at some of the other schemes available to First Time Buyers.

Residential Property

Schemes for First Time Buyers: Rent to Buy

With just 5 weeks to go until the end of the Help to Buy Equity Loan Scheme, we take a look at some of the other schemes available to First Time Buyers.

Residential Property

Schemes for First Time Buyers: Deposit Unlock

With just 8 weeks to go until the end of the Help To Buy Equity Loan Scheme, we take a look at some of the other schemes available to First Time Buyers.

Residential Property

Are you a first time buyer using the Help to Buy Equity Loan Scheme?

The Government has announced that homebuilders have until 17th March 2023 to finish building your home and you must legally complete your purchase by 31st March 2023.

Family Law

Cohabitation Agreement & Joint Ownership

In the previous 12 months, owing to Covid-19 and the Stamp Duty holiday, there has been a property boom, and this appears to show no signs of stopping with the housing market remaining extremely competitive. For couples moving in together or relocating to a new family home it will no doubt be an exciting time and there will be a variety of important decisions to be made. Should we laminate or carpet the house? Which utility provider should we choose? Will the spare room be a guest room or home gym?

Residential Property

The proverbial ‘race to the bottom’

For as long as I can remember, there has been an ongoing debate surrounding the fees charged by conveyancers. The optics of this debate are invariably set from two viewpoints: ‘We don't charge enough' and ‘They charge too much’.

Residential Property

SDLT Holiday: The Aftermath

It’s 1 October. The morning after the 18 months before. In scenes contrasting with the opening pictures of the film 28 Days Later, I half expected to awake to our city centres strewn with the bodies of conveyancers, ties wrapped around heads and clutching bottles of whatever had been their poison the night before. It was a time for celebration, after all.

Residential Property

Lockdown 3.0 – what does it mean for the property market?

In what now feels like the proverbial Groundhog Day, at 8pm on 4 January 2021, the UK was moved into its third National Lockdown. Echoing the announcement made at the start of the pandemic in March 2020, the Prime Minister yawped his now familiar slogan instructing the nation to 'stay at home'.

Residential Property

The Impact of Brexit on New Build Housing Transactions

With the law underpinning the conveyancing process being governed by the country in which the property is located, the legal process surrounding buying and selling property will remain predominantly unchanged; irrespective of whether a ‘hard’ or ‘soft’ Brexit is achieved. Less resistant to the impacts of the upcoming changes, however, will be the property markets, mortgage lenders and, ultimately, the developers themselves.

Residential Property

Brexit – how will it affect UK property law and conveyancing transactions?

On 31st December 2020, the UK’s transition period for leaving the EU will end ushering in significant changes to UK private and commercial law. But what exactly will those changes mean for UK property law – and what will buying and selling your home post-Brexit look like?

Residential Property

Residential Property at Samuel Phillips Law during COVID-19 Crisis

Our residential department is now working and functioning remotely from the office so clients and referrers please feel reassured that it is business as usual.  Whilst some people may be cautious about proceeding with their transaction during the state of lock down, there are many for whom it is crucial as they need a safe home or they may be currently living with elderly parents and do not wish to put them at any risk. 

Residential Property

Samuel Phillips Law Promote New Partner

Following a year of significant growth, investment and transformation, Samuel Phillips Law is delighted to announce a second appointment to their Partnership team this year with the promotion of Jane Fiddes, Head of Residential Property at the Grey Street firm.

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