Why Choose Samuel Phillips Law?

  • Offices in Newcastle and Sunderland
  • Instant conveyancing quotations via our online client onboarding portal https://samuelphillips.plsquotes.uk/conveyance.php
  • Designated hotline telephone number
  • Members of the Law Society’s Conveyancing Quality Scheme which ensures that we meet the highest standards of client care and expertise.
  • Free parking at our Sunderland office
  • Transparent and fixed fees
  • Regular updates as to how your matter is progressing

Our Residential Conveyancing Services

Buying residential property

Buying a home is often the largest purchase you will make in your lifetime. It is really important you have the right information, at the right time, to ensure you make informed decisions.

Our experienced conveyancing teams in our Newcastle and Sunderland offices are here to guide you through the process.

Find out more about the steps the solicitor takes in the home buying process.

How to buy a home – GOV.UK (www.gov.uk)

Selling residential property

Whether you’re selling your home via an estate agent or as a  private sale, the team of residential conveyancing experts at Samuel Phillips Law in Newcastle and Sunderland can make the process as simple and stress-free as possible.

You may also be purchasing a new property at the same time as selling your existing home. If so, we will then manage the chain to make sure that you can complete both transactions on the same day if this is what you want to do.

Find out more about the steps the solicitor needs to take in the home selling process.

New Build Properties 

We are experienced in dealing with the developers tight deadlines for exchange and completion, along with Help to Buy Mortgages, ISA’s and part exchanges. We are on the solicitors panel for a major North East developer and their new home buyers are referred to us.

We welcome opportunities from local developers to National Housebuilders in regards to acting on behalf of them or for the buyers.  We work well with a number of firms across the North East of England on a number of developments to ensure the highest possible level of service is experienced by all parties.  If you have a new development and would welcome the opportunity to discuss your needs, please do not hesitate to contact us.

Forces Help to Buy Scheme

The government started this scheme in April 2014 to support members of the armed forces onto the home ownership ladder.

The Forces Help to Buy Scheme is available to buyers who have completed the pre-requisite length of service, are not a reservist or a member of the Military Provost Guard Service, have more than six months left to serve at the time they apply and meet the right medical categories.

The Forces Help to Buy Scheme enables service personnel to borrow up to 50% of their salary, up to a maximum of £25,000 interest free towards the purchase of a property.

Most major mortgage lenders accept the Forces Help to Buy loan to be used as the deposit for your intended new home.  You do not have to be married or have children to apply – single service personnel can also apply.

  • You will pay 0% interest on the loan. However, you will pay a small amount of insurance each month to protect the loan.
  • You can opt to start making the loan repayments straight away, six months after receiving it, or in your final 10 years of service.

This scheme is not intended for the purchase of ‘buy-to-let’ properties or any other second property, but under certain circumstances can be used to extend or modify an existing property. The property does not need to be a new build home.

Shared Ownership

This is a great way of getting onto the property ladder whereby you can purchase a share in a new build property.  Your mortgage will be based on your share, meaning your deposit will be less, and you have to pay rent to the housing association in respect of their share.  This means that you can have all the benefits of living in a new home without the initial price tag.  You have the option in the future to increase your share via a process known as “staircasing”, all the way to 100% if you wish to do so. We are the recommended Law Firm for the local Housing Association.

Re-mortgages 

We also deal with re-mortgages if you wish to switch lenders in the future for a better rate or when your fixed interest deal ends.

Transfer of Equity

A transfer of equity involves adding or removing someone from the title to the property.  If there is a mortgage on the property then you will need to obtain the lender’s consent or re-mortgage altogether

Lease extensions

Extending the term of your lease or purchasing the freehold will add value to your property and will be of particular benefit to you when you come to sell.  It can be a complex process and our experienced residential conveyancing team in Newcastle and Sunderland will ensure that you are not overcharged by the landlord and that the transaction runs as smoothly as possible.

Auction Properties

The Residential Conveyancing team at Samuel Phillips Law in Newcastle and Sunderland has experience acting for buyers and sellers of residential and commercial properties at auction.

On a sale, we will prepare your auction pack and complete the sale following the auction. Similarly when buying a property we can inspect the auction pack in advance and raise any issues with you before you commit to the purchase.

If you are a buyer, it is important to remember that if your offer is accepted at the auction you will have exchanged contracts and you will be legally required to complete the sale, usually within 28 days of the auction.  Therefore, it is important to obtain legal advice before making a bid. The residential conveyancing team at Samuel Phillips Law are here to assist with your auction sale or purchase.

Buy to Lets

A buy to let property can provide you with a reliable, long-term income.  Whether you are an experienced landlord or just starting out with your investment, our friendly conveyancing team in Newcastle and Sunderland can efficiently deal with all of your buy to let conveyancing needs.

Right to Buy

Under the Right to Buy scheme, you can buy your home at a price lower than the full market value. This is because the length of time you have spent as an eligible tenant entitles you to a discount.  When looking to exercise your right to purchase your home from the local authority and take advantage of the excellent discount on offer, then look no further as the residential conveyancing team at Samuel Phillips Law in Newcastle and Sunderland are here to assist with the process.

Equity Release

Equity release allows you to unlock some of the tax-free funds from the value of your home. Equity release is available to UK homeowners aged 55 or over with a property worth at least £70,000. It is important that you seek legal advice before considering whether releasing enquiry in your home is in the best interests of you and your family. Our residential property team in Newcastle and Sunderland can guide you through the equity release process.

Frequently asked questions

  • What identification is required to commence the process?

  • How long will it take to complete my transaction?

  • How will I be kept updated about my case?

  • How much stamp duty do I have to pay?

  • How is my Help to Buy ISA Bonus claimed?

  • Is it important to update my Will when I move home?

Meet the Residential Property team

  • Helen Griffiths

    Senior Associate and Head of Residential Conveyancing

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  • Kathryn Musgrove

    Solicitor - Residential Property

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  • Savannah Beckett

    Conveyancing Assistant

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  • Adam Bodocs

    Conveyancing Assistant

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  • Stacey Webb

    Post Completions Clerk